Category Archives: Uncategorized

Let’s Make a Deal, Part I: Do Banks Compete on Price?

Sure they do. All you have to do is look at the mortgage rates they’re advertising and do a little comparison shopping. Behind the scenes, all the banks are running modeling engines: looking at competitors’ pricing, credit scores, property values, … Continue reading

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ERM, From Hole-Plugging to Holistic, Part II: Playing “Whack-a-Mole” Is Getting Harder

The challenge of the arcade game “Whack-a-Mole” is that you never know which mole will pop out of its hole next. To achieve the highest score, you have to be the fastest to react. So can you imagine how hard … Continue reading

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The Core Conversion Conundrum

Perhaps no other banking IT initiative promises more rewards – or poses more risks – than a core conversion project. For IT executives whose existing core systems are stubbornly inflexible, resistant to change, and costly to maintain, the prospect of … Continue reading

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